A personalized homebuying
experience made simple
The home you want. Financing that fits.
Get Started TodaySend Us a MessageYour San Diego mortgage team
We're the Hansen-Tyler Team, a San Diego mortgage lender and a branch of CrossCountry Mortgage. Whether you're buying a home, refinancing, or looking at VA, jumbo, or non-QM financing, we can help.
Our passion is finding the right home loan for your specific situation, and we'll walk you through every step. Because our operations all happen in-house, we keep things moving and can close quickly.
Where are you on your homeownership journey?
Choose the one that fits you to see how we can help.
I’m buying my first home
Explore your options as a first-time homebuyer and how to get started.
I’m military or a veteran
Find out what kind of home you can get with your BAH or retirement pay.
I’m self-employed or an investor
Flexible options if your income doesn’t fit a standard checklist.
I want to refinance
Compare options and find the best solution for your financial goals.
The homebuying roadmap
Here’s what most buyers can expect, from the first call to closing day.
- 1
Talk with our team
Share your goals and timeline. We’ll walk you through your options by phone, video, or in person.
- 2
Get pre-approved
We review your finances so you know your price range before you start shopping.
- 3
Compare your options
We lay loan programs and payments side by side, so you can choose what fits.
- 4
Find your dream home
Shop with your agent and make an offer. We keep your financing lined up as you go.
- 5
Underwriting
We verify your documents and order the appraisal. If we need more, we’ll tell you what and why.
- 6
Close and get your keys
Review your final numbers, sign, and pick up the keys to your new home.
Meet the Hansen-Tyler Mortgage Team
Based in San Diego, we help homebuyers throughout the country buy and refinance without the stress and worry. Meet the team members who will help you every step of the way.
Meet the Team
What People Are Saying About Us
Best experience we've ever had with a mortgage company
Our experience was above and beyond excellent on every level from beginning to end. Best experience we've ever had with a mortgage company. Will definitely use them again if needed and 100% recommend them to friends and family. Complete understanding and trust through the whole process! Thank you! We're so grateful!
Working with this team is a dream
Working with this team is a dream. The process is very easy and very well explained. The follow-up is prompt and polite. It seems that the process is over before you know it. I HIGHLY RECOMMEND THEM!!!
Outstanding from start to finish
Working with Garrett and his team was an outstanding experience from start to finish. They were knowledgeable, professional, patient, and always available to answer my questions throughout the entire home buying process. They kept me informed every step of the way, explained everything clearly, and made what could have been a stressful experience feel smooth and manageable. I truly appreciated their honesty, responsiveness, and dedication to helping me secure the best loan for my new home. I highly recommend him to anyone looking for a trustworthy and reliable loan officer.
Instilled confidence throughout the process
Garrett and his team are outstanding! They guided us through every step of the loan process, making it seamless and timely. Despite the trials and tribulations that come with buying a home, Garrett never wavered. He consistently offered options and solutions that ensured our purchase was successful. A consummate professional, Garrett instilled confidence throughout the process. He was communicative, kind, and attentive, making sure we were comfortable with the loan options we selected. He and his team worked hand-in-hand with our real estate partners to keep everything on track and ensure we closed on schedule. We are deeply grateful for Garrett’s commitment and support. He made what could have been a stressful process feel manageable, and we couldn’t have asked for a better experience.
Prompt and responsive throughout
Garrett was prompt and responsive throughout the entire process and worked with me for the past 2 years to get me to the place where I needed to be to be ready to buy my first property! He was friendly, made himself available for meetings, calls, or questions, or whatever else I needed! I had a great experience with him and his team!
Took the time to walk me through every step
Garrett was fantastic. I really appreciated how he took the time to walk me through all of the steps in the loan process, and it felt like he was looking out for me both in terms of rates and in terms of helpful suggestions he had.
Supported every step of the way
From the beginning to the end of our escrow, everyone on the team was absolutely amazing! In our previous home purchase, we had a horrible experience with our lender and were very apprehensive going forward. But everyone we worked with was professional, helpful, and always available! We felt supported every step of the way and everyone was just so kind and easy to work with! I would HIGHLY recommend this team to anyone going forward!!! We couldn't be happier!
Made the entire process extremely easy
I was personally nervous at the beginning of this process as I had done it before but not in a few years. Garrett made the entire process extremely easy, and I couldn't be more pleased. I look forward to working with Garrett and the entire team again. Highly recommend.
I cannot thank this team enough
I cannot thank this team enough for all of their hard work and effort to make this happen for me. It was a pleasure working with each team member because they were professional, efficient, and considerate of my time. Garrett was patient and spent so much time explaining things to me in a way that I would understand. He answered all of my questions no matter how big or small. Sam is an absolute blessing. I’m so grateful to have met him. I can go on and on about this team and how amazing they were to me, but I truly cannot thank them enough for all that they’ve done for me.
Beat out an all cash offer
Garrett was extremely knowledgeable and went above and beyond to support us with our home buying experience. He helped us move quickly to qualify and complete a short escrow on time. With the help of Garrett and his team, we were able to beat out an all-cash offer on the home we wanted and get our loan approved quickly at a competitive rate. I would definitely recommend him to other friends and family looking for a lender.
Fast, clean and easy
My mortgage was not the normal garden variety. The team did an amazing job. The process was fast, clean, and easy. Immediate responses to any questions or concerns. I could not be happier with their performance. Thanks, everyone.
Helped us purchase a dream second home
The team was amazing to work with. Professionalism, transparency, and an extreme sense of urgency to do what needs to get done on time. They also have a great portal to upload all necessary documentation to help maintain data security. If I had more stars, I would score the company higher. They helped us purchase a dream second home, and we couldn't be happier. I've worked with many other lenders in the past, and these people are by far the best! I won't think twice before working with them again.
Put in the extra effort to make us competitive
Garrett was an awesome resource helping us along the way to finding our perfect home at the best price for us! He put in the extra effort to make sure we were competitive during the offer process, and that everything was on time for closing. I highly recommend!
A fantastic rate and a painless process
The team is absolutely fantastic! I would highly recommend them for both a new purchase and a refinance. I have done both with them. They are extremely attentive and kept me updated every step of the way, whether it was through cool video emails or by responding to my evening questions. They got me a fantastic rate and made the process very painless, both times!
Took away stress and worry for me
I worked with this mortgage company to get a loan done quickly. I was closing on a foreclosure from a reverse mortgage. They got things done on time. They communicated perfectly through the process. They took away stress and worry for me. A+! Highly recommend using them to make a stressful time/buying a home easier.
We promise to keep you informed so you can make the right decision for your family’s financial future, and we’ll be by your side every step of the way.
Education library
Informed decisions start here
Buying or refinancing brings a lot of questions. Our free educational resources break down loans, rates and next steps so your family can move forward with confidence.
Think You Have To Put 20% Down? Most First-Time Homebuyers Don’t.
If you’ve been waiting to buy until you have saved 20% down, you may be setting a timeline that’s longer than necessary.
Read the ArticleCommon questions
Questions we hear most
Who is the Hansen-Tyler Team?
We're a San Diego mortgage lender and a branch of CrossCountry Mortgage. We help families and homebuyers with purchase, refinance, VA, jumbo, and non-QM loans, with operations handled in-house.
What is a non-QM loan?
A non-QM loan is a mortgage that doesn't follow standard qualified mortgage guidelines. It can be a fit for self-employed borrowers, investors, and others whose income doesn't fit a standard checklist. Eligibility and terms vary, so talk with our team about your situation.
How is a jumbo loan different?
A jumbo loan is a mortgage for amounts above the conforming loan limits. Jumbo loans often come with different documentation and reserve requirements, so it helps to review your options early.
Who can use a VA loan?
VA loans are available to eligible Veterans, active-duty military, and retired military. A Certificate of Eligibility is required, and our team can help you with the process.
Can you help if I'm buying outside San Diego?
Often, yes. Our team is licensed in 12 states, and our parent company, CrossCountry Mortgage, can lend in all 50 states. Availability depends on the property location and loan type, so contact us to confirm.
How do I get started?
Visit our Get Started page to send us a message or book a free consultation with a loan officer. We'll talk through your goals, timeline, and options.
Last updated: November 11, 2026
Let's find the right loan for your family
Whether you're buying a home, refinancing, or exploring non-QM and jumbo options, our team will walk through your goals and give you a clear plan.
Book Your Free ConsultationWhat People Are Saying About Us
Our experience was above and beyond excellent on every level from beginning to end. Best experience we've ever had with a mortgage company. Will definitely use them again if needed and 100% recommend them to friends and family. Complete understanding and trust through the whole process! Thank you! We're so grateful!
Working with this team is a dream. The process is very easy and very well explained. The follow-up is prompt and polite. It seems that the process is over before you know it. I HIGHLY RECOMMEND THEM!!!
Working with Garrett and his team was an outstanding experience from start to finish. They were knowledgeable, professional, patient, and always available to answer my questions throughout the entire home buying process. They kept me informed every step of the way, explained everything clearly, and made what could have been a stressful experience feel smooth and manageable. I truly appreciated their honesty, responsiveness, and dedication to helping me secure the best loan for my new home. I highly recommend him to anyone looking for a trustworthy and reliable loan officer.
Garrett and his team are outstanding! They guided us through every step of the loan process, making it seamless and timely. Despite the trials and tribulations that come with buying a home, Garrett never wavered. He consistently offered options and solutions that ensured our purchase was successful. A consummate professional, Garrett instilled confidence throughout the process. He was communicative, kind, and attentive, making sure we were comfortable with the loan options we selected. He and his team worked hand-in-hand with our real estate partners to keep everything on track and ensure we closed on schedule. We are deeply grateful for Garrett’s commitment and support. He made what could have been a stressful process feel manageable, and we couldn’t have asked for a better experience.
Garrett was prompt and responsive throughout the entire process and worked with me for the past 2 years to get me to the place where I needed to be to be ready to buy my first property! He was friendly, made himself available for meetings, calls, or questions, or whatever else I needed! I had a great experience with him and his team!
Garrett was fantastic. I really appreciated how he took the time to walk me through all of the steps in the loan process, and it felt like he was looking out for me both in terms of rates and in terms of helpful suggestions he had.
From the beginning to the end of our escrow, everyone on the team was absolutely amazing! In our previous home purchase, we had a horrible experience with our lender and were very apprehensive going forward. But everyone we worked with was professional, helpful, and always available! We felt supported every step of the way and everyone was just so kind and easy to work with! I would HIGHLY recommend this team to anyone going forward!!! We couldn't be happier!
I was personally nervous at the beginning of this process as I had done it before but not in a few years. Garrett made the entire process extremely easy, and I couldn't be more pleased. I look forward to working with Garrett and the entire team again. Highly recommend.
I cannot thank this team enough for all of their hard work and effort to make this happen for me. It was a pleasure working with each team member because they were professional, efficient, and considerate of my time. Garrett was patient and spent so much time explaining things to me in a way that I would understand. He answered all of my questions no matter how big or small. Sam is an absolute blessing. I’m so grateful to have met him. I can go on and on about this team and how amazing they were to me, but I truly cannot thank them enough for all that they’ve done for me.
Garrett was extremely knowledgeable and went above and beyond to support us with our home buying experience. He helped us move quickly to qualify and complete a short escrow on time. With the help of Garrett and his team, we were able to beat out an all-cash offer on the home we wanted and get our loan approved quickly at a competitive rate. I would definitely recommend him to other friends and family looking for a lender.
My mortgage was not the normal garden variety. The team did an amazing job. The process was fast, clean, and easy. Immediate responses to any questions or concerns. I could not be happier with their performance. Thanks, everyone.
The team was amazing to work with. Professionalism, transparency, and an extreme sense of urgency to do what needs to get done on time. They also have a great portal to upload all necessary documentation to help maintain data security. If I had more stars, I would score the company higher. They helped us purchase a dream second home, and we couldn't be happier. I've worked with many other lenders in the past, and these people are by far the best! I won't think twice before working with them again.
Garrett was an awesome resource helping us along the way to finding our perfect home at the best price for us! He put in the extra effort to make sure we were competitive during the offer process, and that everything was on time for closing. I highly recommend!
The team is absolutely fantastic! I would highly recommend them for both a new purchase and a refinance. I have done both with them. They are extremely attentive and kept me updated every step of the way, whether it was through cool video emails or by responding to my evening questions. They got me a fantastic rate and made the process very painless, both times!
I worked with this mortgage company to get a loan done quickly. I was closing on a foreclosure from a reverse mortgage. They got things done on time. They communicated perfectly through the process. They took away stress and worry for me. A+! Highly recommend using them to make a stressful time/buying a home easier.