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Education Library

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First-Time Buyers
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Homebuyers
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Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers
Mortgage Rates Today
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Jun 1, 2026

Today’s smaller single-family homes and condos have more going for them than the square footage suggests.

Airs live on YouTube
June 1, 2026

Today’s smaller single-family homes and condos have more going for them than the square footage suggests.

June 1, 2026

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Market
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The Cost of Waiting Just Got More Expensive
Mortgage Rates Today
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May 29, 2026

Market update for the week of May 25 - 29, 2026

Airs live on YouTube
May 29, 2026

Market update for the week of May 25 - 29, 2026

May 29, 2026

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Sellers
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The Real Reason Some People Are Still Moving Right Now
Mortgage Rates Today
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May 28, 2026

Waiting doesn’t usually fix the thing that made you want to move in the first place.

Airs live on YouTube
May 28, 2026

Waiting doesn’t usually fix the thing that made you want to move in the first place.

May 28, 2026

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Homebuyers
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The Truth About Affordability Today
Mortgage Rates Today
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May 27, 2026

While rates are certainly a big part of affordability, they’re not the only factor at play.

Airs live on YouTube
May 27, 2026

While rates are certainly a big part of affordability, they’re not the only factor at play.

May 27, 2026

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VA Loans
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What Most Veterans Don't Know About Their VA Home Loan Benefit
Mortgage Rates Today
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May 25, 2026

Nearly half of Veterans feel homeownership is currently out of reach, but many are closer than they think.

Airs live on YouTube
May 25, 2026

Nearly half of Veterans feel homeownership is currently out of reach, but many are closer than they think.

May 25, 2026

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Homebuyers
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Newly Built Home Prices Hit a 5-Year Low
Mortgage Rates Today
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May 21, 2026

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.

Airs live on YouTube
May 21, 2026

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.

May 21, 2026

Featured Resources

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Most Home Sales Close – Here’s How To Keep Yours on Track

Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window.

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Higher Rates Are Slowing Buyers, So Why Are Home Values Still Climbing?

Market update for the week of August 17 - 21, 2026

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One Number Could Change Everything About Your Next Move

When's the last time someone told you what your house is worth? Not what some online valuation tool guessed. Not what your neighbor's house sold for. What yours is actually worth right now.

We guide homebuyers in making smart financial decisions to build their future.

The Hansen-Tyler Team is a branch of CrossCountry Mortgage, LLC. Company NMLS 3029.(www.nmlsconsumeraccess.org)
Our branch is licensed in the following states:
AZ, CA, CO, FL, ID, MI, NV, OK, OR, TN, TX, WA

San Diego, CA

Branch NMLS 1437924

3636 Nobel Drive, Suite 130
San Diego, CA 92122

(858) 259-8700
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EducationFirst-Time BuyersRefinancingActive-Duty/Veterans

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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