Education Library

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Market

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Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Mortgage Rates Today

Homeowners are on stronger footing than the headlines suggest, and the housing market has more going for it than most people realize.

Airs live on YouTube

May 20, 2026

Homeowners are on stronger footing than the headlines suggest, and the housing market has more going for it than most people realize.

May 20, 2026

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Homebuyers

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Market

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Are Home Prices Going To Fall?

Mortgage Rates Today

It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?”

Airs live on YouTube

May 18, 2026

It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?”

May 18, 2026

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Sellers

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The Pricing Mistake That Could Cost You Your Sale

Mortgage Rates Today

A lot of homeowners think they can list high now and negotiate later, but that’s a mistake that costs them.

Airs live on YouTube

May 14, 2026

A lot of homeowners think they can list high now and negotiate later, but that’s a mistake that costs them.

May 14, 2026

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Homeowners

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What the Foreclosure Headlines Aren’t Telling You

Mortgage Rates Today

Foreclosure filings may be rising, but they're still low. Here is a key reason today looks nothing like 2008.

Airs live on YouTube

May 13, 2026

Foreclosure filings may be rising, but they're still low. Here is a key reason today looks nothing like 2008.

May 13, 2026

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Sellers

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Why Staging Your House Could Pay Off This Spring

Mortgage Rates Today

You’ve probably heard you should stage it before it hits the market. But what does that really mean – and is it worth the effort?

Airs live on YouTube

May 11, 2026

You’ve probably heard you should stage it before it hits the market. But what does that really mean – and is it worth the effort?

May 11, 2026

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First-Time Buyers

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Could Co-Buying Be the Answer for Some First-Time Buyers?

Mortgage Rates Today

For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way. Affordability challenges are real, but they don't have to mean waiting indefinitely.

Airs live on YouTube

May 7, 2026

For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way. Affordability challenges are real, but they don't have to mean waiting indefinitely.

May 7, 2026

Featured Resources

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Most Home Sales Close – Here’s How To Keep Yours on Track

Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window.

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Higher Rates Are Slowing Buyers, So Why Are Home Values Still Climbing?

Market update for the week of August 17 - 21, 2026

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One Number Could Change Everything About Your Next Move

When's the last time someone told you what your house is worth? Not what some online valuation tool guessed. Not what your neighbor's house sold for. What yours is actually worth right now.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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