Education Library

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Sellers

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Watch The Video:

The #1 Reason Buyers Walk Away (And How To Get Ahead of It)

Mortgage Rates Today

You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise – and has recently reached a high not seen since 2017.

Airs live on YouTube

March 16, 2026

You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise – and has recently reached a high not seen since 2017.

March 16, 2026

A picture from GH Mortgage University course

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Homebuyers

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Sellers

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Watch The Video:

One Key Sign We’re Not Headed for a Wave of Foreclosures

Mortgage Rates Today

Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008.

Airs live on YouTube

March 12, 2026

Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008.

March 12, 2026

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Sellers

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Watch The Video:

If Your House Isn’t Getting Offers, Read This.

Mortgage Rates Today

Online searches for “can’t sell house” just hit an all-time high according to Google Trends.

Airs live on YouTube

March 11, 2026

Online searches for “can’t sell house” just hit an all-time high according to Google Trends.

March 11, 2026

A picture from GH Mortgage University course

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First-Time Buyers

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Homebuyers

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Watch The Video:

Should You Wait for Lower Rates?

Mortgage Rates Today

Mortgage rates have already dropped into the upper 5s twice this year.

Airs live on YouTube

March 9, 2026

Mortgage rates have already dropped into the upper 5s twice this year.

March 9, 2026

A picture from GH Mortgage University course

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Sellers

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Watch The Video:

Spring Sellers Have an Edge. Here’s Why.

Mortgage Rates Today

Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline.

Airs live on YouTube

March 5, 2026

Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline.

March 5, 2026

A picture from GH Mortgage University course

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Sellers

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Watch The Video:

Are Home Prices Dropping? Here’s the Real Story.

Mortgage Rates Today

You’ve probably seen posts on social media talking about how “home prices are falling.”

Airs live on YouTube

March 4, 2026

You’ve probably seen posts on social media talking about how “home prices are falling.”

March 4, 2026

Featured Resources

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Watch The Video:

What Buying or Selling a Home Gives Back to Your Community

Buying or selling a home is a big financial decision. And right now, it feels even bigger.

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Watch The Video:

Why Waiting for Lower Rates and Lower Home Prices Could Cost You

Market update for the week of June 29 - July 3, 2026

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Watch The Video:

Down Payments Are Smaller Than They’ve Been Since 2021

Saving for a down payment can feel like the hardest part of buying a home.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
MT - Mortgage Lender/Broker/Servicer License No. 3029.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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