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Education Library

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Market
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What’s Next for Home Prices and Mortgage Rates?
Mortgage Rates Today
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May 20, 2024

If you’re thinking of making a move this year, there are two housing market factors that are probably on your mind: home prices and mortgage rates.

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May 20, 2024

If you’re thinking of making a move this year, there are two housing market factors that are probably on your mind: home prices and mortgage rates.

May 20, 2024

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First-Time Buyers
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Should I Rent or Buy a Home? [INFOGRAPHIC]
Mortgage Rates Today
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May 17, 2024

While renting may be less expensive in some areas right now, there are two big benefits homeownership provides that renting can’t.

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May 17, 2024

While renting may be less expensive in some areas right now, there are two big benefits homeownership provides that renting can’t.

May 17, 2024

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Market
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Homebuyers
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The Number of Homes for Sale Is Increasing
Mortgage Rates Today
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May 16, 2024

If you’ve been looking to buy but put your plans on hold because you just couldn’t find what you were searching for, you might see more options now than you did over the past few years.

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May 16, 2024

If you’ve been looking to buy but put your plans on hold because you just couldn’t find what you were searching for, you might see more options now than you did over the past few years.

May 16, 2024

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First-Time Buyers
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Homebuyers
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Why a Condo May Be a Great Option for Your First Home
Mortgage Rates Today
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May 15, 2024

Having a hard time finding a first home that's right for you and your wallet? Well, here's a tip – think about condominiums.

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May 15, 2024

Having a hard time finding a first home that's right for you and your wallet? Well, here's a tip – think about condominiums.

May 15, 2024

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Sellers
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Thinking of Selling? You Want an Agent with These Skills
Mortgage Rates Today
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May 14, 2024

Whether you're a first-time seller or you’ve been through this before, a great listing agent is the key to your success.

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May 14, 2024

Whether you're a first-time seller or you’ve been through this before, a great listing agent is the key to your success.

May 14, 2024

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Market
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Home Prices Are Climbing in These Top Cities
Mortgage Rates Today
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May 13, 2024

Thinking about buying a home or selling your current one to find a better fit? If so, you might be wondering what's going on with home prices these days.

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May 13, 2024

Thinking about buying a home or selling your current one to find a better fit? If so, you might be wondering what's going on with home prices these days.

May 13, 2024

Featured Resources

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What To Expect from the Housing Market in the Second Half of 2026

If the first half of this year has left you feeling stuck, you're not the only one.

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Student Loans Are Back in the News. Don't Let It Put Your Homeownership Plans on Hold.

Student loans are back in the spotlight. And whether you've been following the headlines closely or just catching bits and pieces here and there, there's a good chance they've been on your mind lately.

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What Buying or Selling a Home Gives Back to Your Community

Buying or selling a home is a big financial decision. And right now, it feels even bigger.

We guide homebuyers in making smart financial decisions to build their future.

The Hansen-Tyler Team is a branch of CrossCountry Mortgage, LLC. Company NMLS 3029.(www.nmlsconsumeraccess.org)
Our branch is licensed in the following states:
AZ, CA, CO, FL, ID, MI, MT, NV, OK, OR, TN, TX, WA

San Diego, CA

Branch NMLS 1437924

3636 Nobel Drive, Suite 130
San Diego, CA 92122

(858) 259-8700
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EducationFirst-Time BuyersRefinancingActive-Duty/Veterans

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
MT - Mortgage Lender/Broker/Servicer License No. 3029.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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