Education Library

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Sellers

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Watch The Video:

Why Staging Your House Could Pay Off This Spring

Mortgage Rates Today

You’ve probably heard you should stage it before it hits the market. But what does that really mean – and is it worth the effort?

Airs live on YouTube

May 11, 2026

You’ve probably heard you should stage it before it hits the market. But what does that really mean – and is it worth the effort?

May 11, 2026

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First-Time Buyers

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Watch The Video:

Could Co-Buying Be the Answer for Some First-Time Buyers?

Mortgage Rates Today

For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way. Affordability challenges are real, but they don't have to mean waiting indefinitely.

Airs live on YouTube

May 7, 2026

For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way. Affordability challenges are real, but they don't have to mean waiting indefinitely.

May 7, 2026

A picture from GH Mortgage University course

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Sellers

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Watch The Video:

The Secret To Selling Fast, No Matter the Market

Mortgage Rates Today

When you put your house on the market, you don’t just want it to sell. You want it to sell fast.

Airs live on YouTube

May 6, 2026

When you put your house on the market, you don’t just want it to sell. You want it to sell fast.

May 6, 2026

A picture from GH Mortgage University course

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Homebuyers

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Watch The Video:

4 Ways To Give Your Offer an Edge This Spring

Mortgage Rates Today

Looking to buy a home this season? Here’s what you should know.

Airs live on YouTube

May 4, 2026

Looking to buy a home this season? Here’s what you should know.

May 4, 2026

A picture from GH Mortgage University course

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Sellers

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Watch The Video:

Is Late May the Best Time To List Your House?

Mortgage Rates Today

Zillow says the best time to list your house is just around the corner. Are you ready to make the most of it?

Airs live on YouTube

April 30, 2026

Zillow says the best time to list your house is just around the corner. Are you ready to make the most of it?

April 30, 2026

A picture from GH Mortgage University course

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Homeowners

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Sellers

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Watch The Video:

Stay or Sell? How To Make the Right Call as You Age

Mortgage Rates Today

Understand your options early, so when the time comes, you feel confident instead of rushed.

Airs live on YouTube

April 29, 2026

Understand your options early, so when the time comes, you feel confident instead of rushed.

April 29, 2026

Featured Resources

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Watch The Video:

What Buying or Selling a Home Gives Back to Your Community

Buying or selling a home is a big financial decision. And right now, it feels even bigger.

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Watch The Video:

Why Waiting for Lower Rates and Lower Home Prices Could Cost You

Market update for the week of June 29 - July 3, 2026

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Watch The Video:

Down Payments Are Smaller Than They’ve Been Since 2021

Saving for a down payment can feel like the hardest part of buying a home.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
MT - Mortgage Lender/Broker/Servicer License No. 3029.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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