Education Library

A picture from GH Mortgage University course

•

First-Time Buyers

•

Homebuyers

•

Watch The Video:

Is a Fixer Upper Right for You?

Mortgage Rates Today

Let’s dive into why buying a fixer upper could be your ticket to homeownership and how you can make it work.

Airs live on YouTube

November 4, 2024

Let’s dive into why buying a fixer upper could be your ticket to homeownership and how you can make it work.

November 4, 2024

A picture from GH Mortgage University course

•

First-Time Buyers

•

Homebuyers

•

Watch The Video:

How Do Presidential Elections Impact the Housing Market? [INFOGRAPHIC]

Mortgage Rates Today

Even if you’re not looking to move right away, you may have questions about how the election will impact the housing market.

Airs live on YouTube

November 1, 2024

Even if you’re not looking to move right away, you may have questions about how the election will impact the housing market.

November 1, 2024

A picture from GH Mortgage University course

•

First-Time Buyers

•

Homebuyers

•

Sellers

Watch The Video:

How Real Estate Agents Take the Fear Out of Moving

Mortgage Rates Today

The decision to move shouldn’t be scary. It should be exciting!

Airs live on YouTube

October 31, 2024

The decision to move shouldn’t be scary. It should be exciting!

October 31, 2024

A picture from GH Mortgage University course

•

First-Time Buyers

•

Homebuyers

•

Watch The Video:

Avoid These Top Homebuyer Mistakes in Today’s Market

Mortgage Rates Today

Here are the most common missteps buyers are making in today’s market and how to steer clear of each one.

Airs live on YouTube

October 30, 2024

Here are the most common missteps buyers are making in today’s market and how to steer clear of each one.

October 30, 2024

A picture from GH Mortgage University course

•

Market

•

Homebuyers

•

Sellers

Watch The Video:

Why Home Sales Bounce Back After Presidential Elections

Mortgage Rates Today

With the 2024 Presidential election fast approaching, you might be wondering what impact, if any, it’s having on the housing market. Let’s break it down.

Airs live on YouTube

October 29, 2024

With the 2024 Presidential election fast approaching, you might be wondering what impact, if any, it’s having on the housing market. Let’s break it down.

October 29, 2024

A picture from GH Mortgage University course

•

Sellers

•

•

Watch The Video:

Why Your House Will Shine in Today’s Market

Mortgage Rates Today

While there are more homes for sale than there were at this time last year, there’s still a shortage overall. And this puts you in the driver’s seat as a seller.

Airs live on YouTube

October 28, 2024

While there are more homes for sale than there were at this time last year, there’s still a shortage overall. And this puts you in the driver’s seat as a seller.

October 28, 2024

Featured Resources

an image from featured resources

Watch The Video:

What To Expect from the Housing Market in the Second Half of 2026

If the first half of this year has left you feeling stuck, you're not the only one.

an image from featured resources

Watch The Video:

Student Loans Are Back in the News. Don't Let It Put Your Homeownership Plans on Hold.

Student loans are back in the spotlight. And whether you've been following the headlines closely or just catching bits and pieces here and there, there's a good chance they've been on your mind lately.

an image from featured resources

Watch The Video:

What Buying or Selling a Home Gives Back to Your Community

Buying or selling a home is a big financial decision. And right now, it feels even bigger.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
‍
TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
‍
REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
‍
RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
MT - Mortgage Lender/Broker/Servicer License No. 3029.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
1-11-16