Education Library

A picture from GH Mortgage University course

•

First-Time Buyers

•

Homebuyers

•

Watch The Video:

New Year, New Home: How To Make It Happen in 2025

Mortgage Rates Today

Here’s some advice that can help you get the ball rolling on your homebuying plan.

Airs live on YouTube

January 1, 2025

Here’s some advice that can help you get the ball rolling on your homebuying plan.

January 1, 2025

A picture from GH Mortgage University course

•

First-Time Buyers

•

Homebuyers

•

Watch The Video:

Simple Steps To Help You Save for Your First Home

Mortgage Rates Today

Here are a few strategies that can help speed up the buying process.

Airs live on YouTube

December 31, 2024

Here are a few strategies that can help speed up the buying process.

December 31, 2024

A picture from GH Mortgage University course

•

Sellers

•

•

Watch The Video:

How Eco-Friendly Features Can Boost Your Home’s Value

Mortgage Rates Today

Making environmentally friendly upgrades can pay off in more ways than one.

Airs live on YouTube

December 30, 2024

Making environmentally friendly upgrades can pay off in more ways than one.

December 30, 2024

A picture from GH Mortgage University course

•

Sellers

•

•

Watch The Video:

Why More Sellers Are Hiring a Real Estate Agent [INFOGRAPHIC]

Mortgage Rates Today

More homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side.

Airs live on YouTube

December 27, 2024

More homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side.

December 27, 2024

A picture from GH Mortgage University course

•

First-Time Buyers

•

Homebuyers

•

Watch The Video:

What’s Motivating More Buyers To Choose a Newly Built Home?

Mortgage Rates Today

Data shows a lot more buyers are seeing the appeal of new home construction these days – and you may find out it’s what you want too.

Airs live on YouTube

December 26, 2024

Data shows a lot more buyers are seeing the appeal of new home construction these days – and you may find out it’s what you want too.

December 26, 2024

A picture from GH Mortgage University course

•

First-Time Buyers

•

Homebuyers

•

Watch The Video:

The Personal Joys of Having a Home To Call Your Own

Mortgage Rates Today

This time of year is a great time to reflect on the reasons why owning a home is so meaningful.

Airs live on YouTube

December 25, 2024

This time of year is a great time to reflect on the reasons why owning a home is so meaningful.

December 25, 2024

Featured Resources

an image from featured resources

Watch The Video:

What To Expect from the Housing Market in the Second Half of 2026

If the first half of this year has left you feeling stuck, you're not the only one.

an image from featured resources

Watch The Video:

Student Loans Are Back in the News. Don't Let It Put Your Homeownership Plans on Hold.

Student loans are back in the spotlight. And whether you've been following the headlines closely or just catching bits and pieces here and there, there's a good chance they've been on your mind lately.

an image from featured resources

Watch The Video:

What Buying or Selling a Home Gives Back to Your Community

Buying or selling a home is a big financial decision. And right now, it feels even bigger.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
‍
TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
‍
REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
‍
RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
MT - Mortgage Lender/Broker/Servicer License No. 3029.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
1-11-16