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Mortgage University

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Sellers
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If Your House Isn’t Getting Offers, Read This.
Mortgage Rates Today
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Mar 11, 2026

Online searches for “can’t sell house” just hit an all-time high according to Google Trends.

Airs live on YouTube
March 11, 2026

Online searches for “can’t sell house” just hit an all-time high according to Google Trends.

March 11, 2026

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First-Time Buyers
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Homebuyers
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Should You Wait for Lower Rates?
Mortgage Rates Today
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Mar 9, 2026

Mortgage rates have already dropped into the upper 5s twice this year.

Airs live on YouTube
March 9, 2026

Mortgage rates have already dropped into the upper 5s twice this year.

March 9, 2026

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Sellers
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Spring Sellers Have an Edge. Here’s Why.
Mortgage Rates Today
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Mar 5, 2026

Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline.

Airs live on YouTube
March 5, 2026

Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline.

March 5, 2026

A picture from GH Mortgage University course
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Sellers
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Watch The Video:
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Read More:
Are Home Prices Dropping? Here’s the Real Story.
Mortgage Rates Today
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Mar 4, 2026

You’ve probably seen posts on social media talking about how “home prices are falling.”

Airs live on YouTube
March 4, 2026

You’ve probably seen posts on social media talking about how “home prices are falling.”

March 4, 2026

A picture from GH Mortgage University course
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Sellers
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Watch The Video:
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The Hidden Advantage Repeat Buyers Have Right Now
Mortgage Rates Today
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Mar 2, 2026

Before assuming you’ll need another traditional mortgage, it’s worth asking one simple question: How much equity do you really have?

Airs live on YouTube
March 2, 2026

Before assuming you’ll need another traditional mortgage, it’s worth asking one simple question: How much equity do you really have?

March 2, 2026

A picture from GH Mortgage University course
•
Sellers
•
•
Watch The Video:
Coming Soon:
Read More:
Top Mistakes Homeowners Are Making in 2026 (And How To Avoid Them)
Mortgage Rates Today
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Feb 26, 2026

Let’s be clear: selling your house is absolutely possible right now.

Airs live on YouTube
February 26, 2026

Let’s be clear: selling your house is absolutely possible right now.

February 26, 2026

Featured Resources

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More Options Are Popping Up This Spring

Did you try to buy a home last year, but you ended up pressing pause?

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The 10 Best Markets for First-Time Buyers This Spring

For a while, buying your first home hasn’t just felt hard. It may have felt out of reach.

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Rent or Buy? The Real Tradeoff Most People Don’t Talk About

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? It’s a question a lot of people are asking.

We guide homebuyers in making smart financial decisions to build their future.

The Hansen-Tyler Team is a branch of CrossCountry Mortgage, LLC. Company NMLS 3029.(www.nmlsconsumeraccess.org)
Our branch is licensed in the following states:
AZ, CA, CO, FL, ID, MI, MT, NV, OK, OR, TN, TX, WA

San Diego, CA

Branch NMLS 1437924

3636 Nobel Drive, Suite 130
San Diego, CA 92122

(858) 259-8700
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Mortgage UniversityFirst-Time BuyersRefinancingActive-Duty/Veterans

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
MT - Mortgage Lender/Broker/Servicer License No. 3029.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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