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Education Library

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Homebuyers
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First-Time Buyers
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Why a Newly Built Home Might Be the Move Right Now
Mortgage Rates Today
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Jul 17, 2025

Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home.

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July 17, 2025

Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home.

July 17, 2025

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First-Time Buyers
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Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers
Mortgage Rates Today
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Jul 16, 2025

While affordability is still a challenge, the market may be offering a bit more stability – and that makes planning your next move a lot easier.

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July 16, 2025

While affordability is still a challenge, the market may be offering a bit more stability – and that makes planning your next move a lot easier.

July 16, 2025

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Homebuyers
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Sellers
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The 5-Year Rule for Home Prices
Mortgage Rates Today
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Jul 15, 2025

If recent home price headlines have you feeling worried, here’s some perspective.

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July 15, 2025

If recent home price headlines have you feeling worried, here’s some perspective.

July 15, 2025

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First-Time Buyers
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The Advice First-Time Homebuyers Need To Hear
Mortgage Rates Today
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Jul 14, 2025

Buying your first home is a big milestone – and the right support is going to make it a whole lot easier.

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July 14, 2025

Buying your first home is a big milestone – and the right support is going to make it a whole lot easier.

July 14, 2025

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Homebuyers
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Sellers
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The Truth About Where Home Prices Are Heading
Mortgage Rates Today
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Jul 10, 2025

There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story.

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July 10, 2025

There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story.

July 10, 2025

A picture from GH Mortgage University course
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Homebuyers
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Sellers
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Selling and Buying at the Same Time? Here’s What You Need To Know
Mortgage Rates Today
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Jul 9, 2025

In many cases, selling first doesn’t just give you clarity, it gives you options.

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July 9, 2025

In many cases, selling first doesn’t just give you clarity, it gives you options.

July 9, 2025

Featured Resources

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Student Loans Are Back in the News. Don't Let It Put Your Homeownership Plans on Hold.

Student loans are back in the spotlight. And whether you've been following the headlines closely or just catching bits and pieces here and there, there's a good chance they've been on your mind lately.

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What Buying or Selling a Home Gives Back to Your Community

Buying or selling a home is a big financial decision. And right now, it feels even bigger.

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Why Waiting for Lower Rates and Lower Home Prices Could Cost You

Market update for the week of June 29 - July 3, 2026

We guide homebuyers in making smart financial decisions to build their future.

The Hansen-Tyler Team is a branch of CrossCountry Mortgage, LLC. Company NMLS 3029.(www.nmlsconsumeraccess.org)
Our branch is licensed in the following states:
AZ, CA, CO, FL, ID, MI, MT, NV, OK, OR, TN, TX, WA

San Diego, CA

Branch NMLS 1437924

3636 Nobel Drive, Suite 130
San Diego, CA 92122

(858) 259-8700
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EducationFirst-Time BuyersRefinancingActive-Duty/Veterans

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
MT - Mortgage Lender/Broker/Servicer License No. 3029.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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