Education Library

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Homeowners

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Sellers

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Homebuyers

Watch The Video:

Are You a Homeowner Thinking About Climate Change?

Mortgage Rates Today

Americans are more aware than ever of the effects climate change and natural disasters can have on their homes.

Airs live on YouTube

January 26, 2022

Americans are more aware than ever of the effects climate change and natural disasters can have on their homes.

January 26, 2022

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First-Time Buyers

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Homebuyers

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Watch The Video:

The Next Generation of Homebuyers Is Here

Mortgage Rates Today

It’s never too early to consider the benefits of homeownership over renting.

Airs live on YouTube

January 25, 2022

It’s never too early to consider the benefits of homeownership over renting.

January 25, 2022

A picture from GH Mortgage University course

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First-Time Buyers

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Homebuyers

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Watch The Video:

Why Pre-Approval Is Key for Homebuyers in 2022

Mortgage Rates Today

In today’s market, it’s crucial to have a pre-approval letter prior to making an offer.

Airs live on YouTube

January 24, 2022

In today’s market, it’s crucial to have a pre-approval letter prior to making an offer.

January 24, 2022

A picture from GH Mortgage University course

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First-Time Buyers

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Homebuyers

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Watch The Video:

Buyers Want To Know: Why Is Housing Supply Still So Low?

Mortgage Rates Today

Because real estate is ultra-competitive right now, the number of buyers searching for a home greatly outweighs how many homes are available for sale.

Airs live on YouTube

January 20, 2022

Because real estate is ultra-competitive right now, the number of buyers searching for a home greatly outweighs how many homes are available for sale.

January 20, 2022

A picture from GH Mortgage University course

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First-Time Buyers

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Homebuyers

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Interest Rates

Watch The Video:

With Mortgage Rates Climbing, Now's the Time To Act

Mortgage Rates Today

If you’re looking to buy a home, rising mortgage rates should be an incentive to act sooner rather than later.

Airs live on YouTube

January 19, 2022

If you’re looking to buy a home, rising mortgage rates should be an incentive to act sooner rather than later.

January 19, 2022

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Sellers

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Market

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Watch The Video:

Sellers: Don’t Wait Until Spring To Make Your Move

Mortgage Rates Today

Don’t wait until spring to spring into action. The current market conditions make this winter an ideal time to move.

Airs live on YouTube

January 18, 2022

Don’t wait until spring to spring into action. The current market conditions make this winter an ideal time to move.

January 18, 2022

Featured Resources

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Watch The Video:

Don't Let the Fear of a Buyer Backing Out Scare You Away from Selling

There's nothing quite like the excitement of getting an offer on your house. You're one step closer to moving on to what's next. But what happens if that buyer backs out or ghosts you before closing?

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Watch The Video:

Who’s Buying Homes with Cash Right Now?

There are 4 housing markets right now: cash buyers, buyers who need a mortgage, homeowners with low mortgage rates, and builders.

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Watch The Video:

Why Builders May Be More Motivated To Sell Than Homeowners

When the housing market slows down, homeowners and builders don't always respond the same way.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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