Education Library

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Sellers

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Market

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More People Are Planning To Buy a Home Soon

Mortgage Rates Today

Demand is high today, so eager buyers are entering the market or moving their plans up so they can make their purchases as soon as possible.

Airs live on YouTube

February 16, 2022

Demand is high today, so eager buyers are entering the market or moving their plans up so they can make their purchases as soon as possible.

February 16, 2022

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Sellers

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Homeowners

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What Every Seller Needs To Know About Renovating This Year

Mortgage Rates Today

There are a few things you should consider when deciding what to renovate and update before listing this season.

Airs live on YouTube

February 15, 2022

There are a few things you should consider when deciding what to renovate and update before listing this season.

February 15, 2022

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Homebuyers

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First-Time Buyers

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Homeowners

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Are You Ready To Fall in Love with Homeownership?

Mortgage Rates Today

When you own your home, you likely feel a sense of emotional attachment because of the comfort it provides, but also because it’s a space that’s truly yours.

Airs live on YouTube

February 14, 2022

When you own your home, you likely feel a sense of emotional attachment because of the comfort it provides, but also because it’s a space that’s truly yours.

February 14, 2022

A picture from GH Mortgage University course

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Sellers

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Market

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Want Top Dollar for Your House? Now’s the Time to List It.

Mortgage Rates Today

If you’re thinking of selling your house this year, here are two reasons why now’s the time to list.

Airs live on YouTube

February 10, 2022

If you’re thinking of selling your house this year, here are two reasons why now’s the time to list.

February 10, 2022

A picture from GH Mortgage University course

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First-Time Buyers

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Homebuyers

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The Path To Homeownership Can Be Steeper for Some Americans

Mortgage Rates Today

While equitable access to housing has come a long way, the path to homeownership is still steeper for households of color.

Airs live on YouTube

February 9, 2022

While equitable access to housing has come a long way, the path to homeownership is still steeper for households of color.

February 9, 2022

A picture from GH Mortgage University course

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First-Time Buyers

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Homebuyers

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Don't Let Student Loans Delay Your Homeownership Dreams

Mortgage Rates Today

If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans.

Airs live on YouTube

February 8, 2022

If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans.

February 8, 2022

Featured Resources

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Don't Let the Fear of a Buyer Backing Out Scare You Away from Selling

There's nothing quite like the excitement of getting an offer on your house. You're one step closer to moving on to what's next. But what happens if that buyer backs out or ghosts you before closing?

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Who’s Buying Homes with Cash Right Now?

There are 4 housing markets right now: cash buyers, buyers who need a mortgage, homeowners with low mortgage rates, and builders.

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Why Builders May Be More Motivated To Sell Than Homeowners

When the housing market slows down, homeowners and builders don't always respond the same way.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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