Education Library

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Homebuyers

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Watch The Video:

More Americans Choose Real Estate as the Best Investment Than Ever Before

Mortgage Rates Today

Americans’ opinion on the value of real estate as an investment is climbing.

Airs live on YouTube

June 13, 2022

Americans’ opinion on the value of real estate as an investment is climbing.

June 13, 2022

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Sellers

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Luxury Homes Are in High Demand

Mortgage Rates Today

As people realize their needs are changing, some are turning to luxury housing to find their dream home.

Airs live on YouTube

June 9, 2022

As people realize their needs are changing, some are turning to luxury housing to find their dream home.

June 9, 2022

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First-Time Buyers

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Homebuyers

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Watch The Video:

What Are the Best Options for Today's First-Time Homebuyers

Mortgage Rates Today

If you’re looking to buy your first home, you’re likely balancing several factors.

Airs live on YouTube

June 8, 2022

If you’re looking to buy your first home, you’re likely balancing several factors.

June 8, 2022

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Sellers

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Homebuyers

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Market

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Why the Growing Number of Homes for Sale Is Good for Your Move Up

Mortgage Rates Today

The number of homes coming onto the market is increasing and that could make it easier for you to move up this summer.

Airs live on YouTube

June 7, 2022

The number of homes coming onto the market is increasing and that could make it easier for you to move up this summer.

June 7, 2022

A picture from GH Mortgage University course

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Sellers

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Watch The Video:

Why You Need an Expert To Determine the Right Price for Your House

Mortgage Rates Today

If your lifestyle has changed recently and you’re ready to make a move, taking advantage of today’s sellers’ market might be just the answer for your summer plans.

Airs live on YouTube

June 6, 2022

If your lifestyle has changed recently and you’re ready to make a move, taking advantage of today’s sellers’ market might be just the answer for your summer plans.

June 6, 2022

A picture from GH Mortgage University course

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First-Time Buyers

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Homebuyers

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Watch The Video:

How Homeownership Impacts You

Mortgage Rates Today

Your home is your stake in the community, an investment, and a place you can put your stamp on.

Airs live on YouTube

June 2, 2022

Your home is your stake in the community, an investment, and a place you can put your stamp on.

June 2, 2022

Featured Resources

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Who’s Buying Homes with Cash Right Now?

There are 4 housing markets right now: cash buyers, buyers who need a mortgage, homeowners with low mortgage rates, and builders.

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Why Builders May Be More Motivated To Sell Than Homeowners

When the housing market slows down, homeowners and builders don't always respond the same way.

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Watch The Video:

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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