Education Library

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Homebuyers

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First-Time Buyers

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Market

Watch The Video:

Should I Buy a Home Right Now?

Mortgage Rates Today

If you’ve been thinking about buying a home, you likely have one question on the top of your mind: should I buy right now, or should I wait?

Airs live on YouTube

July 13, 2022

If you’ve been thinking about buying a home, you likely have one question on the top of your mind: should I buy right now, or should I wait?

July 13, 2022

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Homebuyers

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Sellers

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Market

Watch The Video:

Expert Housing Market Forecasts for the Second Half of the Year

Mortgage Rates Today

The housing market is at a turning point, and if you’re thinking of buying or selling a home, that may leave you with questions.

Airs live on YouTube

July 12, 2022

The housing market is at a turning point, and if you’re thinking of buying or selling a home, that may leave you with questions.

July 12, 2022

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Homebuyers

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Market

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Watch The Video:

The Drop in Mortgage Rates Brings Good News for Homebuyers

Mortgage Rates Today

Since mortgage rates have risen dramatically this year, homebuyers across the country should see this decline in interest rates as welcome news.

Airs live on YouTube

July 11, 2022

Since mortgage rates have risen dramatically this year, homebuyers across the country should see this decline in interest rates as welcome news.

July 11, 2022

A picture from GH Mortgage University course

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Homebuyers

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Market

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Watch The Video:

What Does an Economic Slowdown Mean for the Housing Market?

Mortgage Rates Today

We know how economic slowdowns have impacted home prices in the past, but how could this next slowdown affect real estate and the cost of financing a home?

Airs live on YouTube

July 7, 2022

We know how economic slowdowns have impacted home prices in the past, but how could this next slowdown affect real estate and the cost of financing a home?

July 7, 2022

A picture from GH Mortgage University course

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Homeowners

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Sellers

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Watch The Video:

How Your Equity Can Grow over Time

Mortgage Rates Today

It’s true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years.

Airs live on YouTube

July 6, 2022

It’s true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years.

July 6, 2022

A picture from GH Mortgage University course

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First-Time Buyers

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Homebuyers

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Watch The Video:

Is Homeownership Still the American Dream?

Mortgage Rates Today

For many people, homeownership remains a key part of the American dream.

Airs live on YouTube

July 5, 2022

For many people, homeownership remains a key part of the American dream.

July 5, 2022

Featured Resources

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The Jobs Data Changed the Rate Conversation

Market update for the week of August 17 - 21, 2026

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Sellers Are Cutting Prices To Meet Buyers Where They're At

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.

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Watch The Video:

Worried About a Housing Crash? The Numbers Tell a Calmer Story.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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