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Education Library

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First-Time Buyers
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The U.S. Homeownership Rate Is Growing
Mortgage Rates Today
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Aug 15, 2022

The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise.

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August 15, 2022

The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise.

August 15, 2022

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Sellers
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What Does the Rest of the Year Hold for Home Prices?
Mortgage Rates Today
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Aug 11, 2022

Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year?

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August 11, 2022

Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year?

August 11, 2022

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First-Time Buyers
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Is the Shifting Market a Challenge or an Opportunity for Homebuyers?
Mortgage Rates Today
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Aug 10, 2022

Today, data shows buyer demand is moderating in the wake of higher mortgage rates.

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August 10, 2022

Today, data shows buyer demand is moderating in the wake of higher mortgage rates.

August 10, 2022

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Sellers
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Selling Your House? Your Asking Price Matters More Now Than Ever
Mortgage Rates Today
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Aug 9, 2022

What does the slowing housing market mean for you if you're thinking of selling your house?

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August 9, 2022

What does the slowing housing market mean for you if you're thinking of selling your house?

August 9, 2022

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Market
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Why the Forbearance Program Changed the Housing Market
Mortgage Rates Today
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Aug 8, 2022

The forbearance program was a game changer for homeowners in need.

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August 8, 2022

The forbearance program was a game changer for homeowners in need.

August 8, 2022

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Sellers
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Market
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Why It's Still a Sellers' Market
Mortgage Rates Today
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Aug 4, 2022

If you’re thinking of making a move, you should know the market is still anything but normal.

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August 4, 2022

If you’re thinking of making a move, you should know the market is still anything but normal.

August 4, 2022

Featured Resources

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The Jobs Data Changed the Rate Conversation

Market update for the week of August 17 - 21, 2026

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Sellers Are Cutting Prices To Meet Buyers Where They're At

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.

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Worried About a Housing Crash? The Numbers Tell a Calmer Story.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

We guide homebuyers in making smart financial decisions to build their future.

The Hansen-Tyler Team is a branch of CrossCountry Mortgage, LLC. Company NMLS 3029.(www.nmlsconsumeraccess.org)
Our branch is licensed in the following states:
AZ, CA, CO, FL, ID, MI, NV, OK, OR, TN, TX, WA

San Diego, CA

Branch NMLS 1437924

3636 Nobel Drive, Suite 130
San Diego, CA 92122

(858) 259-8700
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EducationFirst-Time BuyersRefinancingActive-Duty/Veterans

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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