Education Library

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Sellers

Watch The Video:

Should You Pay for Your Buyer’s Closing Costs? What Sellers Need To Know.

Mortgage Rates Today

A few years ago, sellers could get away with saying "no" to just about everything.

Airs live on YouTube

June 15, 2026

A few years ago, sellers could get away with saying "no" to just about everything.

June 15, 2026

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Market

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Watch The Video:

Why Hot Inflation Didn’t Move Rates

Mortgage Rates Today

Inflation hit a three-year high, but mortgage rates held steady because the details were calmer than the headline.

Airs live on YouTube

June 12, 2026

Inflation hit a three-year high, but mortgage rates held steady because the details were calmer than the headline.

June 12, 2026

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Buyers • Sellers

Watch The Video:

Two Big Reasons To Move This Summer

Mortgage Rates Today

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down."

Airs live on YouTube

June 11, 2026

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down."

June 11, 2026

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Buyers

Watch The Video:

Lower Asking Prices Are a Win for Today’s Buyers

Mortgage Rates Today

If affordability has been the biggest thing standing between you and a home, there's a little good news.

Airs live on YouTube

June 10, 2026

If affordability has been the biggest thing standing between you and a home, there's a little good news.

June 10, 2026

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Buyers • First-Time Buyers

Watch The Video:

Could Moving a Bit Further Out Change Everything About Your Budget?

Mortgage Rates Today

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind.

Airs live on YouTube

June 8, 2026

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind.

June 8, 2026

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Market

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Watch The Video:

Why "I'll Wait for Rates to Drop" Is Becoming a Riskier Strategy

Mortgage Rates Today

A blowout jobs report makes quick rate cuts less likely, and here’s why the strongest buyers are focused on the right home instead of the perfect rate.

Airs live on YouTube

June 5, 2026

A blowout jobs report makes quick rate cuts less likely, and here’s why the strongest buyers are focused on the right home instead of the perfect rate.

June 5, 2026

Featured Resources

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Watch The Video:

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

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Watch The Video:

The Upside of a Slow Housing Market

Fewer people are shopping for homes right now, and for buyers who are ready, that could mean less competition along with slightly better rates.

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Watch The Video:

To Sell or Rent? How To Choose the Best Path for Your House.

Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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