Education Library

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Sellers

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Watch The Video:

Home Updates That Actually Pay You Back When You Sell

Mortgage Rates Today

Planning to sell this spring? While you may be tempted to hold off until the first blooms or the spring showers hit, that's actually waiting too long to get started by today’s standards.

Airs live on YouTube

January 19, 2026

Planning to sell this spring? While you may be tempted to hold off until the first blooms or the spring showers hit, that's actually waiting too long to get started by today’s standards.

January 19, 2026

A picture from GH Mortgage University course

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Homebuyers

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First-Time Buyers

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Are Big Investors Really Buying Up All the Homes? Here’s the Truth.

Mortgage Rates Today

It’s hard to scroll online lately without seeing some version of this claim: “Big investors are buying up all the homes.”

Airs live on YouTube

January 15, 2026

It’s hard to scroll online lately without seeing some version of this claim: “Big investors are buying up all the homes.”

January 15, 2026

A picture from GH Mortgage University course

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Sellers

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Watch The Video:

The #1 Regret Sellers Have When They Don’t Use an Agent

Mortgage Rates Today

Today, the biggest risk of selling without an agent isn’t the paperwork or the hassle. It’s the price.

Airs live on YouTube

January 14, 2026

Today, the biggest risk of selling without an agent isn’t the paperwork or the hassle. It’s the price.

January 14, 2026

A picture from GH Mortgage University course

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Homebuyers

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First-Time Buyers

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Watch The Video:

The Credit Score Myth That’s Holding Would-Be Buyers Back

Mortgage Rates Today

Your credit score is important. But that doesn’t mean it has to be perfect.

Airs live on YouTube

January 12, 2026

Your credit score is important. But that doesn’t mean it has to be perfect.

January 12, 2026

A picture from GH Mortgage University course

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Sellers

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Homebuyers

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Watch The Video:

Expert Forecasts Point to Affordability Improving in 2026

Mortgage Rates Today

Wondering what to expect from the housing market in 2026? You’re not the only one.

Airs live on YouTube

January 8, 2026

Wondering what to expect from the housing market in 2026? You’re not the only one.

January 8, 2026

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Sellers

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Watch The Video:

Thinking about Selling Your House As-Is? Read This First.

Mortgage Rates Today

While selling as-is can still make sense in certain situations, in some markets today, it may cost you.

Airs live on YouTube

January 7, 2026

While selling as-is can still make sense in certain situations, in some markets today, it may cost you.

January 7, 2026

Featured Resources

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What Buying or Selling a Home Gives Back to Your Community

Buying or selling a home is a big financial decision. And right now, it feels even bigger.

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Why Waiting for Lower Rates and Lower Home Prices Could Cost You

Market update for the week of June 29 - July 3, 2026

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Down Payments Are Smaller Than They’ve Been Since 2021

Saving for a down payment can feel like the hardest part of buying a home.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
MT - Mortgage Lender/Broker/Servicer License No. 3029.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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