Education Library

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Homeowners

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Watch The Video:

A Drop in Equity Doesn’t Mean Low Equity

Mortgage Rates Today

You may see media coverage talking about a drop in homeowner equity. What’s important to understand is that equity is tied closely to home values.

Airs live on YouTube

June 14, 2023

You may see media coverage talking about a drop in homeowner equity. What’s important to understand is that equity is tied closely to home values.

June 14, 2023

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Homeowners

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Sellers

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Your Needs Matter More Than Today’s Mortgage Rates

Mortgage Rates Today

If you’re hearing negative headlines about home prices, remember they may not be painting the full picture.

Airs live on YouTube

June 13, 2023

If you’re hearing negative headlines about home prices, remember they may not be painting the full picture.

June 13, 2023

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Market

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Are Home Prices Going Up or Down? That Depends…

Mortgage Rates Today

If you’re hearing negative headlines about home prices, remember they may not be painting the full picture.

Airs live on YouTube

June 12, 2023

If you’re hearing negative headlines about home prices, remember they may not be painting the full picture.

June 12, 2023

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Market

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Watch The Video:

This Real Estate Market Is the Strongest of Our Lifetime

Mortgage Rates Today

When you look at the numbers today, the one thing that stands out is the strength of this housing market.

Airs live on YouTube

June 8, 2023

When you look at the numbers today, the one thing that stands out is the strength of this housing market.

June 8, 2023

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Market

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Watch The Video:

The Main Reason Mortgage Rates Are So High

Mortgage Rates Today

Today’s mortgage rates are top-of-mind for many homebuyers right now.

Airs live on YouTube

June 7, 2023

Today’s mortgage rates are top-of-mind for many homebuyers right now.

June 7, 2023

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First-Time Buyers

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Homebuyers

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Watch The Video:

Real Estate Is Still Considered the Best Long-Term Investment

Mortgage Rates Today

Real estate was voted the best long-term investment for the 11th consecutive year, consistently beating other investment types like gold, stocks, and bonds.

Airs live on YouTube

June 6, 2023

Real estate was voted the best long-term investment for the 11th consecutive year, consistently beating other investment types like gold, stocks, and bonds.

June 6, 2023

Featured Resources

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Why a Volatile Week Didn’t Create Better Buying Conditions

Market update for the week of July 6 - 10, 2026

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What To Expect from the Housing Market in the Second Half of 2026

If the first half of this year has left you feeling stuck, you're not the only one.

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Student Loans Are Back in the News. Don't Let It Put Your Homeownership Plans on Hold.

Student loans are back in the spotlight. And whether you've been following the headlines closely or just catching bits and pieces here and there, there's a good chance they've been on your mind lately.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
MT - Mortgage Lender/Broker/Servicer License No. 3029.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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