Education Library

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First-Time Buyers

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Homebuyers

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Watch The Video:

How To Know If You’re Ready to Buy a Home

Mortgage Rates Today

While housing market conditions are definitely a factor in your decision, your own life and your finances may be even more important.

Airs live on YouTube

August 2, 2023

While housing market conditions are definitely a factor in your decision, your own life and your finances may be even more important.

August 2, 2023

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Sellers

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Watch The Video:

Sellers: Don’t Let These Two Things Hold You Back

Mortgage Rates Today

Many homeowners thinking about selling have two key things holding them back.

Airs live on YouTube

August 1, 2023

Many homeowners thinking about selling have two key things holding them back.

August 1, 2023

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Sellers

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Watch The Video:

Pricing Your House Right Still Matters Today

Mortgage Rates Today

While this isn’t the frenzied market we saw during the ‘unicorn’ years, homes that are priced right are still selling quickly and seeing multiple offers right now.

Airs live on YouTube

July 31, 2023

While this isn’t the frenzied market we saw during the ‘unicorn’ years, homes that are priced right are still selling quickly and seeing multiple offers right now.

July 31, 2023

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Market

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Sellers

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Homebuyers Are Still More Active Than Usual

Mortgage Rates Today

Don’t lose sight of just how active the market still is today. If your house isn’t on the market, it’s not getting in front of all those buyers who are looking to make a purchase right now.

Airs live on YouTube

July 27, 2023

Don’t lose sight of just how active the market still is today. If your house isn’t on the market, it’s not getting in front of all those buyers who are looking to make a purchase right now.

July 27, 2023

A picture from GH Mortgage University course

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First-Time Buyers

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Homebuyers

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Watch The Video:

Tips for Making Your Best Offer on a Home

Mortgage Rates Today

Here are a few things to consider to help you put your best foot forward when making an offer on a home.

Airs live on YouTube

July 26, 2023

Here are a few things to consider to help you put your best foot forward when making an offer on a home.

July 26, 2023

A picture from GH Mortgage University course

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Homebuyers

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Sellers

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Watch The Video:

Don’t Fall for the Next Shocking Headlines About Home Prices

Mortgage Rates Today

If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices?

Airs live on YouTube

July 25, 2023

If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices?

July 25, 2023

Featured Resources

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The Jobs Data Changed the Rate Conversation

Market update for the week of August 17 - 21, 2026

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Sellers Are Cutting Prices To Meet Buyers Where They're At

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.

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Worried About a Housing Crash? The Numbers Tell a Calmer Story.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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