Education Library

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First-Time Buyers

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Homebuyers

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Beginning with Pre-Approval

Mortgage Rates Today

If you’re looking to buy a home this fall, there are a few things you need to know.

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September 25, 2023

If you’re looking to buy a home this fall, there are a few things you need to know.

September 25, 2023

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First-Time Buyers

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Homebuyers

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Watch The Video:

The Many Non-Financial Benefits of Homeownership

Mortgage Rates Today

While there are financial reasons to become a homeowner, it's essential to think about the non-financial benefits that make a home more than just a place to live.

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September 21, 2023

While there are financial reasons to become a homeowner, it's essential to think about the non-financial benefits that make a home more than just a place to live.

September 21, 2023

A picture from GH Mortgage University course

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Homebuyers

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First-Time Buyers

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Remote Work Is Changing How Some Buyers Search for Their Dream Homes

Mortgage Rates Today

If you’re in the market to buy a home and you work remotely either full or part-time, the work-from-home trend is a game-changer.

Airs live on YouTube

September 20, 2023

If you’re in the market to buy a home and you work remotely either full or part-time, the work-from-home trend is a game-changer.

September 20, 2023

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Homeowners

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Your Home Equity Can Offset Affordability Challenges

Mortgage Rates Today

An important factor shaping today’s market is the number of homes for sale.

Airs live on YouTube

September 19, 2023

An important factor shaping today’s market is the number of homes for sale.

September 19, 2023

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Market

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Are More Homes Coming onto the Market?

Mortgage Rates Today

An important factor shaping today’s market is the number of homes for sale.

Airs live on YouTube

September 18, 2023

An important factor shaping today’s market is the number of homes for sale.

September 18, 2023

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Market

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Homebuyers

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Why Is Housing Inventory So Low?

Mortgage Rates Today

There aren’t enough homes available for sale, but that shortage isn’t just a today problem. It’s been a challenge for years.

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September 14, 2023

There aren’t enough homes available for sale, but that shortage isn’t just a today problem. It’s been a challenge for years.

September 14, 2023

Featured Resources

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The Jobs Data Changed the Rate Conversation

Market update for the week of August 17 - 21, 2026

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Sellers Are Cutting Prices To Meet Buyers Where They're At

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.

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Worried About a Housing Crash? The Numbers Tell a Calmer Story.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

© 2026 Hansen-Tyler Team. All Rights Reserved.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029. Branch NMLS 1437924. (www.nmlsconsumeraccess.org)

All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.
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REFINANCING
Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Mortgage Experts at (858) 259-8700 for a customized rate and payment quote.

STATE LICENSING
AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020.
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License.
CO - Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate.
FL - Mortgage Lender Servicer License No. MLD806.
ID - Licensed as a Mortgage Broker/Lender No. MBL-7779. Regulated Lender License RRL-10257.
MI - 1st Mortgage Broker/Lender/Servicer Registrant No. FR0024287. 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0019909.
NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352.
OK - Mortgage Broker License No. MB001744. Mortgage Lender License No. ML010107.
OR - Lender License No. ML-4709. Servicer License MS-134.
TN - Mortgage License No. 109408. Industrial Loan and Trust Company Registration No. 3029.
TX - SML Mortgage Banker Registration. SML Residential Mortgage Loan Servicer Registration 3029. Texas Rights.
WA - Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-3029.

TEXAS RIGHTS
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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