Blog Post

October 30, 2026
Airs live on YouTube
October 30, 2026

Can You Qualify for a Mortgage With Bank Statements or Assets?

Education

Coming Soon

Follow us on YouTube to watch live!

Mortgage rates barely moved this week. But for some buyers, the rate isn’t the biggest hurdle. Qualifying is.

If you’re self-employed, retired with solid savings, or buying a rental property, there may be other ways to qualify. Depending on the program, lenders can consider bank statements, eligible assets, or rental income.

These loans have their own requirements and often have higher rates, so they aren’t right for everyone. But if traditional financing hasn’t worked for you, buying a home may not be off the table.

Get in touch, and we’ll walk through what could work for you.

Featuring:

Rate Source: MortgageNewsDaily.com

‍

*The Mortgage News Daily index attempts to capture the most prevalently quoted conventional, FHA, and VA 30-year fixed rates for highly qualified homebuyers that meet the appropriate down payment requirements and have no major loan-level price adjustments.

‍

Mortgage News Daily is a trademark of Mortgage News Daily, LLC. CrossCountry Mortgage, LLC; its subsidiaries; and its affiliates have not been authorized, sponsored, or otherwise approved by Mortgage News Daily, LLC or any of the above-mentioned companies.

Additional Resources

A picture from mortgage university
Watch Now:
Read More:
Is Wall Street Really Buying All the Homes?
You might’ve heard the reason it’s so hard to find a home is because big Wall Street investors are swooping in and snatching up everything in sight...
A picture from mortgage university
Watch Now:
Read More:
Don’t Let These Two Concerns Hold You Back from Selling Your House
If you’re debating whether or not you want to sell right now, it might be because you’ve got some unanswered questions, like if moving really makes sense in today’s market.
A picture from mortgage university
Watch Now:
Read More:
The Big Difference Between Renter and Homeowner Net Worth [INFOGRAPHIC]
If you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership.