Blog Post
June 19, 2026
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June 19, 2026
Why Waiting for Lower Rates Could Mean Fewer Choices Later
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Waiting for the Fed to cut rates before you buy?
This week made that strategy less certain.
The Fed held its benchmark rate steady, but its message turned more cautious. Quick rate relief now looks less likely, and mortgage rates moved higher after the announcement before recovering some ground Thursday.
Meanwhile, buyers kept moving. Pending home sales rose 3.8% in May, well above expectations.
But new construction moved in the opposite direction. Housing starts fell 15% to their lowest level since 2020.
Here’s why that matters to you: If fewer homes are built while buyer demand continues, waiting may not lead to an easier market. It could mean fewer choices and more competition when you’re finally ready.
You don’t need to predict the Fed’s next move. You need to know what payment works for you, understand your options, and be ready when the right home appears.
Reach out, and we’ll help you run the numbers without the guesswork.
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Source: Keeping Current Matters
The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.
Keeping Current Matters is a trademark of Keeping Current Matters, Inc. CrossCountry Mortgage, LLC; its subsidiaries; and its affiliates have not been authorized, sponsored, or otherwise approved by Keeping Current Matters, Inc. or any of the above-mentioned companies.
